Saturday, July 31, 2021

Scams That Prey on the Elderly | E-Neighborhood Advisor

 

It seems lately that I have personally received more and more emails or phone calls that are not legit, and I'm sorry if you have too. Many scams are universal, from the IRS imposter who calls and threatens to arrest you if you don’t pay your taxes, to phishing emails that trick you into sending sensitive data or downloading malware onto your computer. But some types of fraud target older adults specifically or affect them disproportionately, says Miriam Cross at Kiplinger's Personal Finance.

Sometimes older adults are preyed on for certain scams because they are more likely to answer calls from unknown callers, open junk mail rather than tossing it in the trash, or are not as practiced with the privacy settings on social media as younger generations.

Here are six scams that you and your parents should watch out for.

Sweepstakes or Lottery
You hear by phone, mail or online that you have won—or have the potential to win—a jackpot. But you need to pay a fee, or cover taxes and customs duties, to receive your prize, perhaps by prepaid debit card, wire transfer, money order or cash. Or, the scammer may send you a bogus check that you need to deposit before sending a portion back. Even if the contest carries a legitimate name, stay away from schemes that require you to pay to claim your prize. This was the third-most-reported scam in 2018, according to calls received by the Senate Aging Committee’s Fraud Hotline (IRS impersonation and robocalls took the top two spots).
Tech Support
A so-called tech support representative calls and claims that your computer is infected with a virus. Once you hand over remote access, they dig into your personal files or request payment for their services. Seek tech support only from the contact information provided with your devices. In 2018, people age 60 and older were about five times more likely to report losing money to these scams than were younger people, with a median loss of $500, according to the Federal Trade Commission.

“Grandchild” in Need
Your “grandchild” calls—perhaps in the middle of the night, startling you awake—sounding frantic, because he needs fast cash to deal with a medical emergency, a travel disaster or to get out of jail. He begs you not to alert his parents. The con artist on the other end of the line may have extracted enough details about your grandchild from the internet, such as his or her name, city and school, to weave together a believable story, and may explain away a distorted voice by claiming a bad phone connection or broken nose. Hang up and call your grandchild or an in-the-know relative to check in.  My own mother got this call, and the person on the phone was male and he said it was my mom's oldest grandchild.  It was easy to detect because her oldest grand child is female but still the same this one just isn't right.

Romance
You get a message on an online dating site or through social media that says something like “Don’t you remember me? I’m your second-grade crush. You look so good.” The seducer may spend weeks or months building a relationship over phone and e-mail, then ask for money—perhaps to help him or her travel to you or to deal with medical issues. Some victims can lose hundreds of thousands of dollars—and the dream a scammer created for them.

Social Security
Someone claiming to be a Social Security staffer contacts you and tries to extract money or personal details. He or she may pretend there is a problem with your account, that your Social Security number has been suspended because of suspected illegal activity, or that you’re owed a cost-of-living benefit increase. Worse, the caller may threaten your benefits, suggest you’ll face legal action if you don’t provide information, or pressure you to send money. If you’re not sure whether a call is legitimate, don’t rely on your caller ID; hang up and call 800-772-1213 to speak with a real representative.  I get this one on a semi-regular basis.

Natural Disasters and Contractors
Fake contractors will go door-to-door offering fix-it services, often capitalizing on a recent natural disaster in the area. They will ask for instant payment via cash or check, promise to start working the next day, and then disappear. Ignore their offers and search for contractors on your own.

Another one I get about once a month either the Nigerian prince one in English and French, how they know I speak French sometimes baffles me, or somebody has just come across a ton of money and they need my help to get it out of some foreign bank.  If only it were true, am I right?  

If you need a little humor, here is a link to a Ted Talk given by a comedian on how he dealt with one of these emails that I found funny.  Here is the link: Click here for the talk.
Your Flooring Consultant,

Matt Capell
Email: sales@capellinteriors.com
Phone (208) 288-0151
Fax (208) 917-6160

P.S. Here's a joke for you!
I should have known the cemetery sale was a scam.
I mean, it was a dead giveaway.

Happy National Avocado Day! - Capell Flooring and Interiors 2021


National Avocado Day
#AvocadoDay is all we've avo wanted
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Friday, July 30, 2021

Happy Share a Hug Day! - Capell Flooring and Interiors 2021


Share a Hug Day
There's nothing like a good bear #hug
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Thursday, July 29, 2021

Happy National Lipstick Day! - Capell Flooring and Interiors 2021


National Lipstick Day
Be as bold as your #lipstick, today and every day
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Wednesday, July 28, 2021

Happy World Nature Conservation Day! - Capell Flooring and Interiors 2021


World Nature Conservation Day
We're sharing these useful #conservation tips with your audience to promote the importance of protecting nature.
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Tuesday, July 27, 2021

Happy Take Your Houseplants for a Walk Day! - Capell Flooring and Interi...


Take Your Houseplants for a Walk Day
Yes, it's a real thing. Take your houseplant on an adventure on your next walk!
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Monday, July 26, 2021

Happy National All Or Nothing Day! - Capell Flooring and Interiors 2021


National All Or Nothing Day
Get things done this #AllOrNothing day!
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Sunday, July 25, 2021

Happy Parents Day! - Capell Flooring and Interiors 2021


Parents' Day
Here is a video almost as awesome as our #parents
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Saturday, July 24, 2021

10 Places That Will Pay You to Move There in 2021 | E-Neighborhood Advisor

 

The U.S. is a country on the move. Many Americans relocated during pandemic-ravaged 2020 due to a job loss or other various reasons the past year. Millennials and people in the upper middle class also are relocating. Moving and storage giant U-Haul identified Tennessee, Texas and Florida as the three top destinations for American movers in 2020.

Meanwhile, cities and towns left out of the boom are working to lure workers and families to migrate there, hoping to boost their populations and grow their economies. Some dangle offers of thousands of dollars to entice workers — often workers who do their jobs remotely.

MoneyTalks News says these U.S. cities and states are offering financial incentives to newcomers.

West Virginia
West Virginia recently rolled out a program to attract remote workers. It offers $12,000 over two years, workspace and free use of outdoor rental gear which approved applicants can use to enjoy the state’s many outdoor recreation opportunities.

Tulsa, Oklahoma
Eligible applicants must be able to relocate to the Tulsa area in the 2021 calendar year and either have full-time remote employment or be self-employed outside of Oklahoma. Accepted applicants will get $10,000 upfront and desk space at a co-working space in downtown Tulsa. You must be at least 18 and eligible to work in the U.S.

Topeka, Kansas
Get up to $15,000 — and maybe even a $1,000 bonus from Jimmy John’s Gourmet Sandwiches. How? Rent or buy a home in Shawnee County, Kansas, within a year of moving there and being hired in the area or working remotely for an employer located outside the county.
Northwest Arkansas
The Life Works Here initiative of the Northwest Arkansas Council offers relocating workers $10,000 and a bicycle (to explore the miles and miles of trails in the region) or annual membership to a local arts or cultural institution. The council is investing more than $1 million to attract top talent to the region.

Newton, Iowa
To take part in the Newton Housing Initiative, buy or build a new home and get either $5,000 (for homes worth $100,000 to $179,999) or $10,000 (for homes valued at $180,000 and over). Home values don’t include the price of the land in the city, which is 35 miles east of the state capitol, Des Moines.

Natchez, Mississippi
A move to this small, historic city on the Mississippi River can earn a remote worker up to $2,500 in relocation reimbursement plus $300 per month for a year.

The Shoals in Alabama
Get $10,000 in installments to live and work remotely in the Shoals, which comprises the Florence-Muscle Shoals metropolitan area in northwest Alabama.

Mankato, Kansas
You can get a good start on living the small-town life with a free building lot in this north-central Kansas community of about 900.

Lincoln, Kansas
This rural agricultural community with fewer than 2,000 residents overlooks the Saline River. Lincoln is offering free lots that range from 14,000 square feet to 35,000 square feet. The lots are ready for construction and are located in a residential development with streets, water and sewer.

I'm sure these are all wonderful places to live, but we all know the best place to live is in the Treasure Valley . . . or at least I'm bias that way. ;) Hope your weekend is a great one!
Your Flooring Consultant,

Matt Capell
Email: sales@capellinteriors.com
Phone (208) 288-0151
Fax (208) 917-6160

P.S. Here's a joke for you!
What game do you get when you are moving house?
Pac-Man

Friday, July 23, 2021

Happy Summer Olympics! - Capell Flooring and Interiors 2021


Summer Olympics
Kick off the #SummerOlymics with this inaugural video!
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Thursday, July 22, 2021

Happy Summer Leisure Day! - Capell Flooring and Interiors 2021


Summer Leisure Day
Kick back, #relax and let yourself relax this summer leisure day.
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Wednesday, July 21, 2021

Happy Capture the Sunset Week! - Capell Flooring and Interiors 2021


Capture the Sunset Week
Let's have some fun this week with a #Sunset #PhotoChallenge! Show us your best sunset photos!
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Tuesday, July 20, 2021

Happy International Chess Day! - Capell Flooring and Interiors 2021


International Chess Day
Do you like to play chess?
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Monday, July 19, 2021

Happy Stick Out Your Tongue Day! - Capell Flooring and Interiors 2021


Stick Out Your Tongue Day
Let your inner child shine on #StickOutYourTongueDay
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Sunday, July 18, 2021

Happy World Listening Day! - Capell Flooring and Interiors 2021


World Listening Day
We want to #Listen to what you have to say, you might surprise us!
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Saturday, July 17, 2021

Easy Ways to Cut Down on Sugar | E-Neighborhood Advisor

 

Most of us eat far more sugar than is healthy. I must admit, I'm guilty of this as well. On average UK adults consume around 50g (12.5tsp) a day of “free sugars” – added sugar and those found in honey, syrups and fruit juices – when the recommended intake is no more than 30g (about 7tsp). Meanwhile American adults eat and drink an average of 77 grams (about 18tsp) of sugar per day, over three times the recommended amount for women. We all know a high sugar diet is linked with weight gain and tooth decay, but the problem is sweet things taste delicious, so trying to eat less can be pretty tricky. Nevertheless, you can achieve your goal of reducing your sugar intake with these easy tips from nutritionist Angela Dowden in Love Food magazine.

Eat whole fruit for your sugar fix
Sugars found in whole fruits and vegetables are generally less harmful as they come with fiber and nutrients. They're also bound within plant cells, so they're less concentrated and release more slowly. Lactose, the natural sugar in dairy, is a healthier sugar too (but many dairy products have extra sugar added, so they're not off the hook either).

Don’t fall for the “healthier” sugar hype
Whether it comes as granules or as syrup, it’s still a source of free sugars that can harm your teeth and ply you with extra calories. Agave syrup, rice syrup, coconut sugar and palm sugar all sound healthier by virtue of being natural. But they're still as much sugar as plain old caster or dark brown sugar.

Know your food labels
In the US, food labels are required to give added sugar content per serving, which makes it easier to track what you're consuming. UK food labels don't break out "free" or added sugar – they only give a figure for total sugar – but there's still a rough rule of thumb you can use to check if you're getting too much. A product is "high" in sugar if it has more than 22.5g of sugars per 100g and "low" in sugar if it has less than 5g per 100g. For foods with traffic lights as a guide, you'll be looking to minimize those reds.
Go slow and steady
Small steps are usually more successful when you’re weaning yourself off sugar. For example, if you still have sugar in your tea or coffee, reduce it by quarter of a teaspoon every couple of days. Cut the number of cakes, cookies and other sugary foods you eat equally slowly. Eventually, very sweet foods won’t taste as appealing as they once did.

Say no to sugary drinks
If there’s one source of sugar you should definitely try to ditch it's full-sugar soft drinks. One 500ml bottle of Coke contains 53g (13.3tsp) sugar, which is 1.8 times your daily limit and provides 210 empty calories. Sugar-sweetened beverages are linked to obesity in both children and adults, research shows.

Try healthy ices
Switch sugar-laden ice cream or popsicles for frozen red grapes or banana slices – chunks of frozen banana make fab one-ingredient “nice" cream if whizzed in a sturdy blender too.

Don’t skip meals
Make sure you eat regularly spaced meals. Structured eating helps ensure your blood-sugar levels stay steadier, with less pronounced energy slumps and a reduced likelihood of sugar cravings.

Don't get me wrong I like sugar and eat it, I just found this interesting and wanted to share! Hope your week has been wonderful and thanks for reading!
Your Flooring Consultant,

Matt Capell
Email: sales@capellinteriors.com
Phone (208) 288-0151
Fax (208) 917-6160

P.S. Here's a joke for you!
Why do bakeries in Denmark add so much sugar to their pastries?
If they didn't, they would be sweetish.

Happy National Lottery Day! - Capell Flooring and Interiors 2021


National Lottery Day
We take today as an opportunity to thank you, our #LoyalCustomers, for your endless support.
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Friday, July 16, 2021

Weekend Vibes - Capell Flooring and Interiors July 2021


Weekend Vibes
Start off the #weekend right with this awesome video! Hope all our customers have a fun weekend!
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Wednesday, July 14, 2021

Happy Bastille Day! - Capell Flooring and Interiors 2021


Bastille Day
Wishing all of our French followers a happy #BastilleDay
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Tuesday, July 13, 2021

Happy Embrace Your Geekness Day! - Capell Flooring and Interiors 2021


Embrace Your Geekness Day
Don't be afraid to embrace your #Geekness
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Monday, July 12, 2021

Happy National Simplicity Day! - Capell Flooring and Interiors 2021


National Simplicity Day
There is beauty in #simplicity
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Saturday, July 10, 2021

What the Color You Wear Says About You | E-Neighborhood Advisor


Take a good look at your wardrobe. Are there any colors that stand out? Do you have a particular color that you tend to choose over others? Well, that might say something about who you are, according to Stars Insider magazine.

Color psychology shows us that colors have an impact in different areas of our lives, so it's natural that the colors we wear have something to do with who we are as individuals.

Black
The color of elegance, seriousness, and intelligence, black also signals prestige, power, and authority. People who wear black are often more concerned about their personality rather than their appearance. They tend to be competent and insightful.

Blue
Blue is the color of loyalty, intelligence, efficiency, and trust. It's not by chance that it's a favorite when going to a job interview, or that so many uniforms have this color. People who regularly wear this color are often calm, kind, courteous, and sometimes even shy. Blue happens to be my favorite color. :)

Red
Red is the quintessential color of passion and romance. It conveys power and vibrancy. People who like to wear red are usually exciting and energetic.

White
White is associated with purity and innocence, but also freedom and new beginnings. People who wear white are usually organized, optimistic, and even somewhat perfectionists.

Yellow
We associate yellow with the sun, which means light, happiness, and laughter. It also increases concentration (think traffic signs). Yellow is the color of active, creative, and uplifting people.

Gray
Gray is all about balance and maturity. This color is fairly subtle and tranquil. Those who like to wear gray prefer not to draw excessive amounts of attention to themselves, and to keep a more low-key presence.

Orange
Orange is a fun, cheerful, and energetic color. People who wear orange are usually the life of the party. They tend to be lively and friendly.

Brown
People who wear brown are usually reliable, and stable. They're also strong, intelligent, and rational.

Purple
We tend to associate purple with luxury and wealth, as it has been used for centuries by royals and the clergy. But the color is also associated with mysticism and spirituality. People who wear purple are usually creative, dreamy, passionate, and emotional.

I have decided to throw in a little fun this week. I'm interested to know what your favorite color is! The first 10 to tell me will be sent a couple of gift certificates for a free drink at the Human Bean, so act fast so you can be one of the first 10!
Your Flooring Consultant,
Matt Capell
Email: sales@capellinteriors.com
Phone (208) 288-0151
Fax (208) 917-6160

P.S. Here's a joke for you!
What do you call purple when it is being mean? 
Violent.

Happy National Kitten Day! - Capell Flooring and Interiors 2021


National Kitten Day
There's nothing better than a #KittenDay video!
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Friday, July 9, 2021

Happy National Picnic Month - Capell Flooring and Interiors 2021


National Picnic Month
Happiness is fresh air and good friends at a #picnic
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Thursday, July 8, 2021

Happy National Savor the Comic Unplug the Drama Day! - Capell Flooring a...


National Savor the Comic, Unplug the Drama Day
#UnplugTheDrama? No probllama.
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Wednesday, July 7, 2021

Happy World Chocolate Day! - Capell Flooring and Interiors 2021


World Chocolate Day
If you’re reading this, bring me some #chocolate. Who doesn't love chocolate day?
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Tuesday, July 6, 2021

Happy International Kissing Day! - Capell Flooring and Interiors 2021


International Kissing Day
Don't pass up a smooch from your pooch on International #KissingDay
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Monday, July 5, 2021

Happy Mechanical Pencil Day! - Capell Flooring and Interiors 2021


Mechanical Pencil Day
Anyone else still have scars from a #MechanicalPencil?
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Sunday, July 4, 2021

Happy 4th of July! - Capell Flooring and Interiors 2021


4th of July
Wishing you all an #IndependenceDay filled with stars, stripes, and lots of sparkle!
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#downtownboise #boiseidaho #visitboise #oldboise #treasurevalley #iamboise #idahodaily #boiselife #totallyboise #newarrival #idahostyle #idahofashion #style #eagleidaho #208life #boiseid #hellomeridian #mymeridian #meridianidaho #nampaidaho #kundaidaho #flooring #carpet #interiordesign #middletonidaho #208

Saturday, July 3, 2021

Happy International Plastic Bag Free Day! - Capell Flooring and Interior...


World UFO Day
Isn't it funny that #World UFOday is literally out of this world?
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Friday, July 2, 2021

Happy World UFO Day! - Capell Flooring and Interiors 2021


World UFO Day Isn't it funny that #World UFOday is literally out of this world? --- #idahome #thisisboise #capellflooring #boise #downtownboise #boiseidaho #visitboise #oldboise #treasurevalley #iamboise #idahodaily #boiselife #totallyboise #newarrival #idahostyle #idahofashion #style #eagleidaho #208life #boiseid #hellomeridian #mymeridian #meridianidaho #nampaidaho #kundaidaho #flooring #carpet #interiordesign #middletonidaho #208

Thursday, July 1, 2021

Welcome to July 2021 | Capell Flooring and Interiors



Dear friends,

Welcome to the July issue of the Neighborhood Advisor! Summertime always brings with it fun backyard barbeques and get-togethers with friends and family. We’ve all learned over the past eighteen months just how important those get-togethers really are – the more the merrier, am I right? We’re so happy things seem to be getting safer again in that regard.

But more company means more traffic on your floors. And if you have a pool in the back yard, that means possibly tracking in pool water and chemicals onto your flooring. Whatever your set-up is like, we want to help you make sure your flooring is summer get-together ready! That’s why we stock a wide selection of quality products, and why every one of our employees makes it their mission to help you choose the product that will best suit your needs and budget. It also means you can rest easy any time you refer your friends, family, or coworkers to us because you know they’ll be taken care of. If you have any questions about the flooring options that are best for your home – or just want to stop on in to say hi or see what’s new – we’d love to see you!

Thank you once again for taking the time to read the Neighborhood Advisor. We hope you enjoy it, and we look forward to hearing from you!

Your friend,

Matt Capell


Happy Canada Day! - Capell Flooring and Interiors 2021


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